FEES & ACCOUNT HANDLING CHARGES
Effective June 1, 2007
| Online Banking |
| Access account information, initiate internal transfers - No Charge Online Banking with Bill Pay Module – No Charge |
| Free Checking Account |
No Balance Requirement, No Monthly Maintenance Fee, No Per Item Charges
(Overdraft Privilege Protection) |
| Interest Checking - NOW Account |
| Maintenance fee and per check charge waived with an average monthly balance of $600.00 Monthly Maintenance Fee $ 4.00 Per Check Charge $ .25 |
| Interest Checking - Super NOW Account |
| Maintenance
fee and per check charge waived with an average monthly balance of
$600.00. Monthly Maintenance Fee $ 4.00 Per Check Charge $ .25 |
| Preferred Customer Checking Account |
No balance requirements or per check charge on this account. |
| "Prime of Your Life" Checking Account w/Interest |
|
No service charge or balance requirements associated with this account. 55 years of age / or older to qualify for this account. This account pays a competitive rate of interest, providing a $1,000.00 average monthly balance is maintained. Additional services tied to Preferred & "Prime of Your Life" Checking Accounts:
|
| Savings Account |
| No service charges or balance requirements associated with this passbook and/or statement savings account. |
| Money Market Account |
| Minimum opening balance requirement of $1,000 with no service charges associated with this account. |
| Certificate of Deposit |
| Minimum opening balance requirement is $500.00. Interest compounded daily and payable monthly, quarterly or at maturity. Terms available from 3 to 60 months. |
| Individual Retirement Account |
| Minimum opening balance requirement is $100.00. IRA's can benefit any individual in their plans for retirement. Account options include ROTH, Educational and Traditional. Terms available from 3 to 60 months. |
|
PLEASE
REFER TO THE DEPOSIT ACCOUNT DISCLOSURE FOR COMPLETE EXPLANATIONS
OF THE VARIOUS BANK PRODUCTS.
|
FARMERS & MERCHANTS BANK FEE & SERVICE CHARGES
| Overdrafts/per item | $ 35.00 |
| Returned Checks/per item | $ 35.00 |
| Money Orders | $ 2.50 |
| Cashier's Checks | $ 6.00 |
| Stop Payments | $ 30.00 |
| Certified Checks | $ 10.00 |
| Levies/Attachments | $ 75.00 |
| Statement Reconcilement per hour | $ 25.00 |
| Photo-Copies | $ .25 |
| Copy of Any Item | $ 4.00 |
| Extra Statement | $ 5.00 |
| Collection Fee | $ 10.00 |
| Check Cashing (Non-Customer) | $ 2.00 |
| Wrapped Coin (Non-Customer) Roll | $ .10 |
| Banded Notes (Non-Customer) Band | $ .60 |
| Closing Account (6 mos.) | $ 2.00 |
| Bulk Coin-5% of total (5.00 minimum) | $ 5.00 |
| Wire Transfers-Incoming | $ 10.00 |
|
Outgoing |
$ 15.00 |
|
Foreign |
$ 45.00 |
| Returned Deposited Item/per item | $ 5.00 |
| Telephone Transfer | $ 5.00 |
| Dial-A-Bank Automated Telephone Transfer | $ N/C |
| Automatic Transfer (OD Protection) | $ 2.50 |
| Night Deposit Bags-Zipped | $ 5.00 |
|
Locked |
$ 25.00 |
| Foreign ATM Transaction Fee (STAR / CIRRUS ATM Network) | $ 1.00 |
| Replacement ATM Card Fee | $ 2.00 |
| Fax Services-Receiving | $ 2.00 |
|
Sending (U.S.) 1st page |
$ 3.00 |
|
additional page |
$ 2.00 |
| Fax Services-Sending (Foreign) 1st page | $ 5.00 |
|
additional page |
$ 3.00 |
| Safe Deposit Box | |
| 3 x 5 | $ 20.00 |
| 5 x 5 | $ 32.50 |
| 3 x 10 | $ 40.00 |
| 5 x 10 | $ 65.00 |
| 10 x 10 | $110.00 |
| Contact us: |  |
