James R. Bosley, Jr., President
410-833-6600 410-526-3835 (fax)
jim.bosley@farmersandmerchantsbk.com

Christopher T. Oswald, Senior Vice President – Chief Operating Officer
410-833-6600 410-526-3835 (fax)
chris.oswald@farmersandmerchantsbk.com

Craig A. Mason, Senior Vice President - Chief Financial Officer - Accounting
410-517-3065 410-526-3835 (fax)
craig.mason@farmersandmerchantsbk.com

Cheryl Y. Lewis, Senior Vice President – Lending
410-833-6600 410-526-3835 (fax)
cheryl.lewis@farmersandmerchantsbk.com

Julie A. Harris-Hare, Senior Vice President – Data Processing
410-517-3065 410-517-3064 (fax)
julie.harris-hare@farmersandmerchantsbk.com

J. Ritchie Solter, Senior Vice President - Commercial Banking
410-356-9303 410-356-5457 (fax)
ritchie.solter@farmersandmerchantsbk.com

Yvonne G. Zeminski, Senior Vice President - Branch Administration
410-833-6600 410-526-3835 (fax)
yvonne.zeminski@farmersandmerchantsbk.com

Lynnette Kitzmiller, V.P. / Corporate Secretary
410-833-6600 410-526-3835 (fax)
lynnette.kitzmiller@farmersandmerchantsbk.com

Gary A. Harris, Vice President - Commercial Banking / Commercial Lending
410-356-9303 410-356-5457 (fax)
gary.harris@farmersandmerchantsbk.com

Kevin P. Bankert, Vice President - Commercial Banking / Commercial Lending
410-356-9303 410-356-5457 (fax)
kevin.bankert@farmersandmerchantsbk.com

J. Thomas Turner, Mortgage Officer - Residential
410-239-9650 410-239-9804 (fax)
tom.turner@farmersandmerchantsbk.com

Paul A. Davolos, Commercial Banking Officer / Commercial Lending
410-517-3060 410-517-3061 (fax)
paul.davolos@farmersandmerchantsbk.com

James R. Higgins, Jr., Commercial Banking / Commercial Lending
410-356-9303 410-356-5457 (fax)
jim.higgins@farmersandmerchantsbk.com

T. Jeffrey Horner, Controller
410-517-3065 410-517-3064 (fax)
jeff.horner@farmersandmerchantsbk.com

VISA Debit Cards - 24 Hour Lost/Stolen Reporting (After Business Hours)
Contact Fifth Third Bank at 1-800-528-2273